Understanding Medicaid Long-Term Care in Florida
Making the decision to transition a loved one into long-term care is challenging. Understanding Medicaid Long-Term Care (LTC) in Florida can make the process smoother and ensure that your loved one gets the care they deserve—without sacrificing their financial stability. This program provides critical support, offering access to quality care while preserving family assets.
MEDICAL
Jose Guanti
5/21/20251 min read
What Is Medicaid Long-Term Care?
Florida’s Statewide Medicaid Managed Care (SMMC) Long-Term Care program is designed to assist seniors and individuals with disabilities who need help with daily living activities. Whether care is needed in a nursing home, assisted living community, or within the comfort of their own home, Medicaid LTC offers a range of services to support independence and well-being.
Eligibility Criteria for 2025
To qualify for Florida’s Medicaid LTC program in 2025, applicants must meet specific financial and functionalrequirements:
Financial Eligibility
Asset Limit:
Single applicants: $2,125 in countable assets.
Minimum Social Security income: $967 per month.
Certain assets, such as a primary residence (up to a specified equity value), may be exempt, allowing families to retain their home while receiving care.
Functional Eligibility
Applicants must demonstrate a nursing home level of care, as determined by the Department of Elder Affairs (DOEA). This assessment evaluates an individual’s ability to perform essential daily activities like bathing, dressing, and eating.
Services Covered
Medicaid LTC provides a comprehensive range of services tailored to the unique needs of each individual:
Nursing Facility Care: Skilled care in a professional setting.
Assisted Living Services: Support with daily activities in a community environment.
Home Health Care: Medical and personal care delivered at home.
Personal Care Assistance: Help with personal hygiene and mobility.
Therapy Services: Including physical, occupational, and speech therapy.
Medical Equipment and Supplies: Access to necessary healthcare items.
Transportation: To and from medical appointments.
These services are designed to enhance quality of life, support independence, and maintain dignity, ensuring seniors receive the attention and care they need.
Secure Their Future with Thoughtful Planning
Making decisions about long-term care is not just about finances—it’s about protecting your loved one’s quality of life. By understanding Medicaid LTC and planning ahead, you can avoid financial strain and ensure your family member receives the support they deserve.
Ready to explore your options?
Let’s discuss how to make this transition seamless and financially manageable.
Call me today: 561.971.9142
I strongly advise seeking proper education and guidance from certified professionals to ensure that all decisions are informed and secure.